Call reports 2013
1ST BANK, NATIONAL ASSOCIATION — 2013
What 1ST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 298,708,000 | 289,939,000 | 291,147,000 | 304,095,000 |
| Total loans | 223,250,000 | 222,534,000 | 218,411,000 | 227,195,000 |
| Allowance for loan losses | 4,299,000 | 4,331,000 | 4,114,000 | 3,882,000 |
| Securities available for sale | 24,208,000 | 25,776,000 | 28,783,000 | 29,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,330,000 | 251,852,000 | 252,867,000 | 266,378,000 |
| Interest-bearing deposits | 213,939,000 | 214,156,000 | 213,179,000 | 227,257,000 |
| Noninterest-bearing deposits | 46,391,000 | 37,696,000 | 39,688,000 | 39,121,000 |
| Equity capital | 31,176,000 | 30,842,000 | 31,245,000 | 30,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,813,000 | 10,185,000 | 13,553,000 |
| Interest expense | 642,000 | 1,277,000 | 1,910,000 | 2,563,000 |
| Net interest income | 2,771,000 | 5,536,000 | 8,275,000 | 10,990,000 |
| Noninterest income | 489,000 | 867,000 | 1,238,000 | 1,621,000 |
| Noninterest expense | 2,638,000 | 5,392,000 | 8,151,000 | 11,028,000 |
| Provision for loan losses | 105,000 | 150,000 | 185,000 | 185,000 |
| Pretax income | 517,000 | 874,000 | 1,190,000 | 1,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 517,000 | 874,000 | 1,190,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,090,000 | 31,446,000 | 31,763,000 | 31,619,000 |
| Total capital | 33,721,000 | 34,105,000 | 34,402,000 | 34,371,000 |
| Risk-weighted assets | 208,606,000 | 210,708,000 | 209,310,000 | 218,747,000 |