Call reports 2012
1ST BANK, NATIONAL ASSOCIATION — 2012
What 1ST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 315,289,000 | 302,507,000 | 305,693,000 | 296,651,000 |
| Total loans | 235,670,000 | 231,550,000 | 215,621,000 | 219,552,000 |
| Allowance for loan losses | 4,247,000 | 4,209,000 | 4,337,000 | 4,226,000 |
| Securities available for sale | 15,022,000 | 17,062,000 | 22,127,000 | 21,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,684,000 | 264,973,000 | 267,923,000 | 258,497,000 |
| Interest-bearing deposits | 239,800,000 | 229,699,000 | 222,116,000 | 219,282,000 |
| Noninterest-bearing deposits | 36,884,000 | 35,274,000 | 45,807,000 | 39,215,000 |
| Equity capital | 29,648,000 | 29,817,000 | 30,192,000 | 30,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,915,000 | 7,626,000 | 11,254,000 | 14,701,000 |
| Interest expense | 853,000 | 1,700,000 | 2,429,000 | 3,102,000 |
| Net interest income | 3,062,000 | 5,926,000 | 8,825,000 | 11,599,000 |
| Noninterest income | 374,000 | 722,000 | 983,000 | 1,415,000 |
| Noninterest expense | 2,704,000 | 5,382,000 | 8,115,000 | 10,804,000 |
| Provision for loan losses | 500,000 | 950,000 | 1,062,000 | 1,062,000 |
| Pretax income | 232,000 | 316,000 | 631,000 | 1,149,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 316,000 | 631,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,655,000 | 29,738,000 | 30,053,000 | 30,572,000 |
| Total capital | 32,400,000 | 32,471,000 | 32,596,000 | 33,174,000 |
| Risk-weighted assets | 218,128,000 | 217,129,000 | 201,464,000 | 206,351,000 |