Call reports 2011
1ST BANK, NATIONAL ASSOCIATION — 2011
What 1ST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 301,427,000 | 297,487,000 | 309,384,000 | 310,806,000 |
| Total loans | 257,875,000 | 249,940,000 | 236,010,000 | 243,776,000 |
| Allowance for loan losses | 3,084,000 | 3,697,000 | 3,359,000 | 3,713,000 |
| Securities available for sale | 10,601,000 | 10,587,000 | 7,234,000 | 12,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,145,000 | 251,924,000 | 269,704,000 | 271,857,000 |
| Interest-bearing deposits | 221,722,000 | 217,667,000 | 235,846,000 | 239,096,000 |
| Noninterest-bearing deposits | 31,423,000 | 34,257,000 | 33,858,000 | 32,761,000 |
| Equity capital | 30,565,000 | 30,381,000 | 30,033,000 | 29,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,264,000 | 8,472,000 | 12,464,000 | 16,420,000 |
| Interest expense | 1,025,000 | 1,967,000 | 2,895,000 | 3,762,000 |
| Net interest income | 3,239,000 | 6,505,000 | 9,569,000 | 12,658,000 |
| Noninterest income | 270,000 | 693,000 | 1,038,000 | 1,380,000 |
| Noninterest expense | 2,281,000 | 4,989,000 | 7,701,000 | 10,552,000 |
| Provision for loan losses | 295,000 | 1,120,000 | 1,845,000 | 2,970,000 |
| Pretax income | 933,000 | 1,089,000 | 1,061,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 933,000 | 1,089,000 | 1,061,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,489,000 | 30,296,000 | 29,968,000 | 29,422,000 |
| Total capital | 33,445,000 | 33,188,000 | 32,680,000 | 32,238,000 |
| Risk-weighted assets | 237,004,000 | 230,527,000 | 216,305,000 | 224,418,000 |