Call reports 2018
GLADEWATER NATIONAL BANK — 2018
What GLADEWATER NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 37,255,000 | 35,798,000 | 35,041,000 |
| Total loans | 23,175,000 | 21,598,000 | 21,158,000 |
| Allowance for loan losses | 714,000 | 729,000 | 759,000 |
| Securities available for sale | 5,592,000 | 5,238,000 | 4,912,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 29,925,000 | 28,563,000 | 27,809,000 |
| Interest-bearing deposits | 23,859,000 | 22,464,000 | 21,918,000 |
| Noninterest-bearing deposits | 6,066,000 | 6,099,000 | 5,891,000 |
| Equity capital | 7,235,000 | 7,169,000 | 7,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 340,000 | 672,000 | 1,000,000 |
| Interest expense | 36,000 | 70,000 | 103,000 |
| Net interest income | 304,000 | 602,000 | 897,000 |
| Noninterest income | 56,000 | 83,000 | 107,000 |
| Noninterest expense | 372,000 | 721,000 | 1,035,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | -42,000 | -96,000 | -121,000 |
| Income tax | -10,000 | -19,000 | -28,000 |
| Net income | -32,000 | -77,000 | -93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 7,311,000 | 7,265,000 | 7,249,000 |
| Total capital | 7,570,000 | 7,505,000 | 7,525,000 |
| Risk-weighted assets | 20,342,000 | 18,739,000 | 21,631,000 |