Call reports 2017
GLADEWATER NATIONAL BANK — 2017
What GLADEWATER NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 41,044,000 | 42,704,000 | 40,490,000 | 38,291,000 |
| Total loans | 29,062,000 | 26,340,000 | 25,077,000 | 23,096,000 |
| Allowance for loan losses | 644,000 | 668,000 | 659,000 | 684,000 |
| Securities available for sale | 7,854,000 | 7,507,000 | 7,148,000 | 6,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,339,000 | 35,040,000 | 32,862,000 | 30,776,000 |
| Interest-bearing deposits | 26,819,000 | 28,062,000 | 26,434,000 | 24,665,000 |
| Noninterest-bearing deposits | 6,520,000 | 6,978,000 | 6,428,000 | 6,111,000 |
| Equity capital | 7,545,000 | 7,531,000 | 7,526,000 | 7,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 828,000 | 1,218,000 | 1,602,000 |
| Interest expense | 44,000 | 88,000 | 128,000 | 166,000 |
| Net interest income | 383,000 | 740,000 | 1,090,000 | 1,436,000 |
| Noninterest income | 35,000 | 72,000 | 117,000 | 149,000 |
| Noninterest expense | 353,000 | 780,000 | 1,151,000 | 1,696,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 35,000 | -28,000 | -34,000 | -231,000 |
| Income tax | 7,000 | -12,000 | -16,000 | -35,000 |
| Net income | 28,000 | -16,000 | -18,000 | -196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,559,000 | 7,514,000 | 7,513,000 | 7,300,000 |
| Total capital | 7,877,000 | 7,812,000 | 7,796,000 | 7,556,000 |
| Risk-weighted assets | 25,124,000 | 23,494,000 | 22,282,000 | 20,066,000 |