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Call reports 2006

GLADEWATER NATIONAL BANK — 2006

What GLADEWATER NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6adc8fa4-b365-4bcb-be0b-482b88d4637e/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets23,656,00023,872,00024,446,00024,775,000
Total loans15,808,00016,345,00016,771,00016,001,000
Allowance for loan losses225,000224,000193,000217,000
Securities available for sale1,705,0001,655,0001,669,0001,655,000
Securities held to maturity0000
Trading assets0000
Total deposits19,839,00019,991,00020,391,00020,653,000
Interest-bearing deposits13,774,00013,811,00013,997,00015,013,000
Noninterest-bearing deposits6,065,0006,180,0006,394,0005,640,000
Equity capital3,608,0003,650,0003,744,0003,791,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income368,000762,0001,168,0001,597,000
Interest expense65,000138,000225,000331,000
Net interest income303,000624,000943,0001,266,000
Noninterest income62,000129,000248,000308,000
Noninterest expense306,000608,000935,0001,234,000
Provision for loan losses00020,000
Pretax income59,000145,000256,000320,000
Income tax16,00044,00087,000109,000
Net income43,000101,000169,000211,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital3,653,0003,711,0003,779,0003,821,000
Total capital3,859,0003,922,0003,972,0004,027,000
Risk-weighted assets16,485,00016,865,00016,473,00016,445,000

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