Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,858,000 | 190,089,000 | 175,041,000 | 208,728,000 |
| Total loans | 10,838,000 | 10,961,000 | 11,154,000 | 11,407,000 |
| Allowance for loan losses | 1,187,000 | 1,187,000 | 1,199,000 | 1,202,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 135,192,000 | 138,732,000 | 139,748,000 | 141,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,708,000 | 164,522,000 | 149,076,000 | 182,341,000 |
| Interest-bearing deposits | 114,366,000 | 121,292,000 | 106,693,000 | 136,751,000 |
| Noninterest-bearing deposits | 42,342,000 | 43,230,000 | 42,383,000 | 45,590,000 |
| Equity capital | 24,343,000 | 24,793,000 | 25,258,000 | 25,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,121,000 | 4,613,000 | 6,183,000 |
| Interest expense | 97,000 | 213,000 | 301,000 | 452,000 |
| Net interest income | 1,493,000 | 2,908,000 | 4,312,000 | 5,731,000 |
| Noninterest income | 129,000 | 264,000 | 405,000 | 536,000 |
| Noninterest expense | 1,041,000 | 2,001,000 | 3,025,000 | 3,991,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 644,000 | 1,174,000 | 1,722,000 | 2,352,000 |
| Income tax | 182,000 | 262,000 | 345,000 | 439,000 |
| Net income | 462,000 | 912,000 | 1,377,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,343,000 | 24,793,000 | 25,258,000 | 25,794,000 |
| Total capital | 24,878,000 | 25,359,000 | 25,821,000 | 26,366,000 |
| Risk-weighted assets | 42,155,000 | 44,679,000 | 44,417,000 | 45,103,000 |