Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 187,965,000 | 181,244,000 | 186,854,000 | 186,878,000 |
| Total loans | 11,403,000 | 11,131,000 | 11,549,000 | 11,125,000 |
| Allowance for loan losses | 1,180,000 | 1,190,000 | 1,200,000 | 1,193,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 133,814,000 | 136,040,000 | 133,851,000 | 138,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,135,000 | 157,980,000 | 162,932,000 | 162,769,000 |
| Interest-bearing deposits | 123,004,000 | 116,095,000 | 121,226,000 | 118,909,000 |
| Noninterest-bearing deposits | 42,131,000 | 41,885,000 | 41,706,000 | 43,860,000 |
| Equity capital | 22,278,000 | 22,774,000 | 23,417,000 | 23,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,434,000 | 5,104,000 | 6,727,000 |
| Interest expense | 96,000 | 196,000 | 297,000 | 397,000 |
| Net interest income | 1,645,000 | 3,238,000 | 4,807,000 | 6,330,000 |
| Noninterest income | 132,000 | 270,000 | 404,000 | 545,000 |
| Noninterest expense | 1,059,000 | 2,104,000 | 3,071,000 | 4,093,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 788,000 | 1,384,000 | 2,188,000 | 2,733,000 |
| Income tax | 140,000 | 240,000 | 401,000 | 482,000 |
| Net income | 648,000 | 1,144,000 | 1,787,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,278,000 | 22,774,000 | 23,417,000 | 23,881,000 |
| Total capital | 22,823,000 | 23,321,000 | 23,954,000 | 24,432,000 |
| Risk-weighted assets | 42,944,000 | 43,130,000 | 42,306,000 | 43,439,000 |