Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 177,440,000 | 175,024,000 | 181,000,000 | 199,648,000 |
| Total loans | 9,963,000 | 10,310,000 | 11,350,000 | 11,206,000 |
| Allowance for loan losses | 1,169,000 | 1,179,000 | 1,187,000 | 1,194,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 130,714,000 | 135,548,000 | 132,018,000 | 131,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,888,000 | 153,960,000 | 159,560,000 | 177,622,000 |
| Interest-bearing deposits | 112,384,000 | 113,569,000 | 118,018,000 | 132,039,000 |
| Noninterest-bearing deposits | 44,504,000 | 40,391,000 | 41,542,000 | 45,583,000 |
| Equity capital | 20,292,000 | 20,718,000 | 21,110,000 | 21,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,732,000 | 4,111,000 | 5,730,000 |
| Interest expense | 44,000 | 96,000 | 159,000 | 230,000 |
| Net interest income | 1,304,000 | 2,636,000 | 3,952,000 | 5,500,000 |
| Noninterest income | 125,000 | 249,000 | 375,000 | 502,000 |
| Noninterest expense | 948,000 | 1,871,000 | 2,814,000 | 3,818,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 372,000 | 912,000 | 1,363,000 | 2,093,000 |
| Income tax | 78,000 | 192,000 | 251,000 | 461,000 |
| Net income | 294,000 | 720,000 | 1,112,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,292,000 | 20,718,000 | 21,110,000 | 21,630,000 |
| Total capital | 20,811,000 | 21,260,000 | 21,661,000 | 22,168,000 |
| Risk-weighted assets | 40,903,000 | 42,756,000 | 43,475,000 | 42,417,000 |