Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 171,433,000 | 171,333,000 | 179,747,000 | 179,461,000 |
| Total loans | 8,370,000 | 8,275,000 | 10,292,000 | 9,671,000 |
| Allowance for loan losses | 1,113,000 | 1,123,000 | 1,136,000 | 1,146,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 125,212,000 | 124,972,000 | 122,680,000 | 122,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,495,000 | 153,147,000 | 161,439,000 | 160,863,000 |
| Interest-bearing deposits | 145,726,000 | 146,781,000 | 153,189,000 | 154,497,000 |
| Noninterest-bearing deposits | 7,769,000 | 6,366,000 | 8,250,000 | 6,366,000 |
| Equity capital | 17,507,000 | 17,856,000 | 18,084,000 | 18,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,228,000 | 3,287,000 | 4,329,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 76,000 |
| Net interest income | 1,051,000 | 2,189,000 | 3,229,000 | 4,253,000 |
| Noninterest income | 126,000 | 253,000 | 373,000 | 498,000 |
| Noninterest expense | 859,000 | 1,701,000 | 2,548,000 | 3,362,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 417,000 | 864,000 | 1,181,000 | 1,589,000 |
| Income tax | 61,000 | 159,000 | 248,000 | 307,000 |
| Net income | 356,000 | 705,000 | 933,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,507,000 | 17,856,000 | 18,084,000 | 18,433,000 |
| Total capital | 18,008,000 | 18,358,000 | 18,602,000 | 18,959,000 |
| Risk-weighted assets | 39,504,000 | 39,566,000 | 40,803,000 | 41,486,000 |