Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 163,289,000 | 160,744,000 | 168,785,000 | 166,287,000 |
| Total loans | 7,693,000 | 9,210,000 | 9,007,000 | 8,216,000 |
| Allowance for loan losses | 1,092,000 | 1,084,000 | 1,095,000 | 1,102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 121,491,000 | 121,290,000 | 122,831,000 | 122,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,008,000 | 143,944,000 | 151,619,000 | 148,955,000 |
| Interest-bearing deposits | 137,883,000 | 137,667,000 | 144,751,000 | 143,591,000 |
| Noninterest-bearing deposits | 9,125,000 | 6,277,000 | 6,868,000 | 5,364,000 |
| Equity capital | 15,985,000 | 16,485,000 | 16,760,000 | 17,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,394,000 | 3,525,000 | 4,650,000 |
| Interest expense | 41,000 | 72,000 | 101,000 | 124,000 |
| Net interest income | 1,146,000 | 2,322,000 | 3,424,000 | 4,526,000 |
| Noninterest income | 120,000 | 228,000 | 345,000 | 457,000 |
| Noninterest expense | 896,000 | 1,752,000 | 2,587,000 | 3,408,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 117,000 | 642,000 | 1,003,000 | 1,484,000 |
| Income tax | 76,000 | 101,000 | 187,000 | 277,000 |
| Net income | 41,000 | 541,000 | 816,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,985,000 | 16,485,000 | 16,760,000 | 17,151,000 |
| Total capital | 16,436,000 | 16,975,000 | 17,258,000 | 17,647,000 |
| Risk-weighted assets | 35,406,000 | 38,617,000 | 39,202,000 | 39,078,000 |