Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,265,000 | 149,092,000 | 157,420,000 | 158,875,000 |
| Total loans | 7,615,000 | 7,583,000 | 7,821,000 | 7,729,000 |
| Allowance for loan losses | 1,117,000 | 1,128,000 | 1,103,000 | 1,092,000 |
| Securities available for sale | 522,000 | 602,000 | 594,000 | 0 |
| Securities held to maturity | 116,922,000 | 117,761,000 | 121,663,000 | 121,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,459,000 | 132,907,000 | 140,894,000 | 142,247,000 |
| Interest-bearing deposits | 125,697,000 | 128,152,000 | 136,012,000 | 137,190,000 |
| Noninterest-bearing deposits | 4,762,000 | 4,755,000 | 4,882,000 | 5,057,000 |
| Equity capital | 15,523,000 | 15,901,000 | 16,233,000 | 16,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,414,000 | 3,652,000 | 4,814,000 |
| Interest expense | 40,000 | 83,000 | 127,000 | 168,000 |
| Net interest income | 1,151,000 | 2,331,000 | 3,525,000 | 4,646,000 |
| Noninterest income | 112,000 | 228,000 | 351,000 | 480,000 |
| Noninterest expense | 906,000 | 1,796,000 | 2,682,000 | 3,557,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 348,000 | 745,000 | 1,167,000 | 1,644,000 |
| Income tax | 73,000 | 156,000 | 240,000 | 399,000 |
| Net income | 275,000 | 589,000 | 927,000 | 1,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,283,000 | 15,598,000 | 15,936,000 | 16,444,000 |
| Total capital | 15,843,000 | 16,210,000 | 16,554,000 | 16,917,000 |
| Risk-weighted assets | 33,234,000 | 34,543,000 | 35,246,000 | 37,230,000 |