Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,232,000 | 149,659,000 | 148,422,000 | 148,108,000 |
| Total loans | 7,617,000 | 7,648,000 | 7,584,000 | 7,682,000 |
| Allowance for loan losses | 1,079,000 | 1,093,000 | 1,098,000 | 1,110,000 |
| Securities available for sale | 633,000 | 551,000 | 609,000 | 459,000 |
| Securities held to maturity | 114,453,000 | 114,284,000 | 113,925,000 | 113,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,061,000 | 134,328,000 | 132,717,000 | 132,214,000 |
| Interest-bearing deposits | 129,011,000 | 129,607,000 | 128,886,000 | 128,200,000 |
| Noninterest-bearing deposits | 4,050,000 | 4,721,000 | 3,832,000 | 4,014,000 |
| Equity capital | 14,946,000 | 15,146,000 | 15,484,000 | 15,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,377,000 | 3,567,000 | 4,772,000 |
| Interest expense | 32,000 | 63,000 | 95,000 | 130,000 |
| Net interest income | 1,179,000 | 2,314,000 | 3,472,000 | 4,642,000 |
| Noninterest income | 117,000 | 217,000 | 332,000 | 467,000 |
| Noninterest expense | 907,000 | 1,794,000 | 2,689,000 | 3,587,000 |
| Provision for loan losses | 12,000 | 24,000 | 33,000 | 42,000 |
| Pretax income | 377,000 | 713,000 | 1,082,000 | 1,480,000 |
| Income tax | 79,000 | 150,000 | 227,000 | 291,000 |
| Net income | 298,000 | 563,000 | 855,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,618,000 | 14,884,000 | 15,175,000 | 15,509,000 |
| Total capital | 15,214,000 | 15,452,000 | 15,766,000 | 16,044,000 |
| Risk-weighted assets | 32,145,000 | 32,811,000 | 32,580,000 | 33,436,000 |