Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,803,000 | 131,837,000 | 132,086,000 | 132,517,000 |
| Total loans | 8,040,000 | 7,650,000 | 7,175,000 | 7,119,000 |
| Allowance for loan losses | 1,064,000 | 1,055,000 | 1,056,000 | 1,049,000 |
| Securities available for sale | 410,000 | 428,000 | 535,000 | 602,000 |
| Securities held to maturity | 94,519,000 | 99,031,000 | 105,520,000 | 103,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,733,000 | 117,498,000 | 117,404,000 | 117,598,000 |
| Interest-bearing deposits | 113,715,000 | 113,409,000 | 113,207,000 | 113,872,000 |
| Noninterest-bearing deposits | 4,018,000 | 4,089,000 | 4,197,000 | 3,726,000 |
| Equity capital | 13,851,000 | 14,161,000 | 14,476,000 | 14,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,182,000 | 2,342,000 | 3,483,000 | 4,615,000 |
| Interest expense | 31,000 | 60,000 | 89,000 | 119,000 |
| Net interest income | 1,151,000 | 2,282,000 | 3,394,000 | 4,496,000 |
| Noninterest income | 175,000 | 331,000 | 525,000 | 692,000 |
| Noninterest expense | 982,000 | 1,819,000 | 2,756,000 | 3,658,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 314,000 | 764,000 | 1,133,000 | 1,500,000 |
| Income tax | 107,000 | 259,000 | 384,000 | 466,000 |
| Net income | 207,000 | 505,000 | 749,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,725,000 | 14,023,000 | 14,266,000 | 14,551,000 |
| Total capital | 14,182,000 | 14,491,000 | 14,785,000 | 15,099,000 |
| Risk-weighted assets | 28,924,000 | 29,258,000 | 29,455,000 | 29,421,000 |