Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,322,000 | 140,147,000 | 139,048,000 | 136,681,000 |
| Total loans | 8,946,000 | 8,682,000 | 8,486,000 | 8,375,000 |
| Allowance for loan losses | 939,000 | 965,000 | 1,005,000 | 1,029,000 |
| Securities available for sale | 534,000 | 533,000 | 492,000 | 468,000 |
| Securities held to maturity | 91,256,000 | 92,799,000 | 92,530,000 | 94,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,684,000 | 126,350,000 | 125,028,000 | 122,359,000 |
| Interest-bearing deposits | 115,609,000 | 121,527,000 | 121,394,000 | 117,472,000 |
| Noninterest-bearing deposits | 4,075,000 | 4,823,000 | 3,634,000 | 4,887,000 |
| Equity capital | 13,285,000 | 13,537,000 | 13,763,000 | 14,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,358,000 | 3,538,000 | 4,716,000 |
| Interest expense | 33,000 | 67,000 | 100,000 | 133,000 |
| Net interest income | 1,140,000 | 2,291,000 | 3,438,000 | 4,583,000 |
| Noninterest income | 183,000 | 335,000 | 523,000 | 687,000 |
| Noninterest expense | 904,000 | 1,794,000 | 2,716,000 | 3,592,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 389,000 | 772,000 | 1,155,000 | 1,558,000 |
| Income tax | 132,000 | 263,000 | 393,000 | 360,000 |
| Net income | 257,000 | 509,000 | 762,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,076,000 | 13,329,000 | 13,582,000 | 14,017,000 |
| Total capital | 13,580,000 | 13,843,000 | 14,093,000 | 14,502,000 |
| Risk-weighted assets | 28,376,000 | 29,191,000 | 30,387,000 | 29,172,000 |