Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,280,000 | 113,964,000 | 112,207,000 | 117,910,000 |
| Total loans | 13,197,000 | 12,821,000 | 12,276,000 | 11,983,000 |
| Allowance for loan losses | 730,000 | 745,000 | 738,000 | 768,000 |
| Securities available for sale | 307,000 | 273,000 | 280,000 | 297,000 |
| Securities held to maturity | 92,720,000 | 92,628,000 | 87,690,000 | 87,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,692,000 | 102,180,000 | 100,176,000 | 105,510,000 |
| Interest-bearing deposits | 103,001,000 | 98,539,000 | 96,127,000 | 101,423,000 |
| Noninterest-bearing deposits | 3,691,000 | 3,641,000 | 4,049,000 | 4,087,000 |
| Equity capital | 11,309,000 | 11,555,000 | 11,795,000 | 12,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,684,000 | 3,988,000 | 5,265,000 |
| Interest expense | 44,000 | 85,000 | 122,000 | 164,000 |
| Net interest income | 1,305,000 | 2,599,000 | 3,866,000 | 5,101,000 |
| Noninterest income | 163,000 | 302,000 | 484,000 | 638,000 |
| Noninterest expense | 1,080,000 | 2,115,000 | 3,194,000 | 3,990,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 358,000 | 726,000 | 1,066,000 | 1,629,000 |
| Income tax | 121,000 | 222,000 | 325,000 | 504,000 |
| Net income | 237,000 | 504,000 | 741,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,251,000 | 11,519,000 | 11,754,000 | 12,139,000 |
| Total capital | 11,677,000 | 11,926,000 | 12,145,000 | 12,544,000 |
| Risk-weighted assets | 30,490,000 | 30,135,000 | 28,596,000 | 29,049,000 |