Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,094,000 | 121,742,000 | 123,932,000 | 119,380,000 |
| Total loans | 15,020,000 | 14,709,000 | 14,330,000 | 13,524,000 |
| Allowance for loan losses | 714,000 | 708,000 | 700,000 | 706,000 |
| Securities available for sale | 334,000 | 316,000 | 236,000 | 256,000 |
| Securities held to maturity | 89,841,000 | 89,752,000 | 89,613,000 | 92,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,087,000 | 110,566,000 | 112,508,000 | 107,707,000 |
| Interest-bearing deposits | 106,092,000 | 107,233,000 | 109,012,000 | 104,652,000 |
| Noninterest-bearing deposits | 4,995,000 | 3,333,000 | 3,496,000 | 3,055,000 |
| Equity capital | 10,666,000 | 10,937,000 | 11,187,000 | 11,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,761,000 | 4,139,000 | 5,506,000 |
| Interest expense | 65,000 | 132,000 | 187,000 | 235,000 |
| Net interest income | 1,321,000 | 2,629,000 | 3,952,000 | 5,271,000 |
| Noninterest income | 164,000 | 320,000 | 491,000 | 650,000 |
| Noninterest expense | 1,058,000 | 2,107,000 | 3,200,000 | 4,227,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 30,000 |
| Pretax income | 403,000 | 818,000 | 1,219,000 | 1,664,000 |
| Income tax | 136,000 | 270,000 | 367,000 | 514,000 |
| Net income | 267,000 | 548,000 | 852,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,590,000 | 10,872,000 | 11,176,000 | 11,474,000 |
| Total capital | 11,038,000 | 11,317,000 | 11,580,000 | 11,880,000 |
| Risk-weighted assets | 31,297,000 | 31,737,000 | 31,354,000 | 30,770,000 |