Call reports 2016
INWOOD NATIONAL BANK — 2016
What INWOOD NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,276,422,000 | 2,358,741,000 | 2,361,805,000 | 2,378,887,000 |
| Total loans | 1,559,313,000 | 1,617,440,000 | 1,584,856,000 | 1,588,060,000 |
| Allowance for loan losses | 16,425,000 | 16,704,000 | 16,640,000 | 16,663,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 428,974,000 | 461,496,000 | 482,465,000 | 516,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,989,614,000 | 2,072,252,000 | 2,074,645,000 | 2,090,121,000 |
| Interest-bearing deposits | 1,235,710,000 | 1,269,659,000 | 1,264,740,000 | 1,230,432,000 |
| Noninterest-bearing deposits | 753,904,000 | 802,593,000 | 809,905,000 | 859,689,000 |
| Equity capital | 238,993,000 | 239,280,000 | 244,994,000 | 255,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,814,000 | 40,059,000 | 60,594,000 | 80,939,000 |
| Interest expense | 1,367,000 | 2,772,000 | 4,202,000 | 5,546,000 |
| Net interest income | 18,447,000 | 37,287,000 | 56,392,000 | 75,393,000 |
| Noninterest income | 1,785,000 | 3,759,000 | 5,742,000 | 7,573,000 |
| Noninterest expense | 9,183,000 | 18,460,000 | 27,984,000 | 38,013,000 |
| Provision for loan losses | 300,000 | 550,000 | 650,000 | 650,000 |
| Pretax income | 10,749,000 | 22,036,000 | 33,500,000 | 44,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,749,000 | 22,036,000 | 33,500,000 | 44,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,509,000 | 208,796,000 | 214,510,000 | 225,313,000 |
| Total capital | 225,237,000 | 225,796,000 | 231,518,000 | 242,277,000 |
| Risk-weighted assets | 1,704,388,000 | 1,769,794,000 | 1,739,268,000 | 1,746,634,000 |