Call reports 2015
INWOOD NATIONAL BANK — 2015
What INWOOD NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,913,133,000 | 1,995,861,000 | 2,146,759,000 | 2,195,527,000 |
| Total loans | 1,386,360,000 | 1,417,500,000 | 1,442,656,000 | 1,542,114,000 |
| Allowance for loan losses | 15,003,000 | 15,232,000 | 15,451,000 | 15,797,000 |
| Securities available for sale | 414,000 | 396,000 | 0 | 0 |
| Securities held to maturity | 361,469,000 | 385,841,000 | 394,152,000 | 430,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,674,567,000 | 1,747,376,000 | 1,881,893,000 | 1,926,263,000 |
| Interest-bearing deposits | 1,048,570,000 | 1,107,749,000 | 1,176,130,000 | 1,199,703,000 |
| Noninterest-bearing deposits | 625,997,000 | 639,627,000 | 705,763,000 | 726,560,000 |
| Equity capital | 219,503,000 | 219,116,000 | 224,046,000 | 233,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,655,000 | 35,406,000 | 53,917,000 | 73,685,000 |
| Interest expense | 964,000 | 2,030,000 | 3,247,000 | 4,534,000 |
| Net interest income | 16,691,000 | 33,376,000 | 50,670,000 | 69,151,000 |
| Noninterest income | 1,845,000 | 3,980,000 | 5,881,000 | 7,544,000 |
| Noninterest expense | 8,522,000 | 17,029,000 | 25,851,000 | 35,697,000 |
| Provision for loan losses | 300,000 | 500,000 | 700,000 | 1,300,000 |
| Pretax income | 9,714,000 | 19,827,000 | 30,014,000 | 39,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,714,000 | 19,827,000 | 30,014,000 | 39,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,012,000 | 188,625,000 | 193,562,000 | 203,260,000 |
| Total capital | 204,275,000 | 204,091,000 | 209,235,000 | 219,393,000 |
| Risk-weighted assets | 1,528,685,000 | 1,553,278,000 | 1,595,061,000 | 1,724,022,000 |