Call reports 2013
INWOOD NATIONAL BANK — 2013
What INWOOD NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,489,131,000 | 1,482,219,000 | 1,548,343,000 | 1,562,275,000 |
| Total loans | 933,900,000 | 956,341,000 | 988,292,000 | 1,041,328,000 |
| Allowance for loan losses | 13,844,000 | 13,969,000 | 14,079,000 | 14,148,000 |
| Securities available for sale | 37,251,000 | 34,157,000 | 22,086,000 | 16,521,000 |
| Securities held to maturity | 308,758,000 | 288,268,000 | 307,160,000 | 326,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,286,326,000 | 1,282,580,000 | 1,339,570,000 | 1,342,097,000 |
| Interest-bearing deposits | 783,357,000 | 798,162,000 | 813,332,000 | 841,777,000 |
| Noninterest-bearing deposits | 502,969,000 | 484,418,000 | 526,238,000 | 500,320,000 |
| Equity capital | 193,307,000 | 191,158,000 | 194,059,000 | 200,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,265,000 | 26,624,000 | 40,279,000 | 54,698,000 |
| Interest expense | 638,000 | 1,264,000 | 1,907,000 | 2,575,000 |
| Net interest income | 12,627,000 | 25,360,000 | 38,372,000 | 52,123,000 |
| Noninterest income | 1,487,000 | 3,308,000 | 4,911,000 | 6,545,000 |
| Noninterest expense | 7,262,000 | 14,794,000 | 22,388,000 | 30,742,000 |
| Provision for loan losses | 300,000 | 400,000 | 475,000 | 575,000 |
| Pretax income | 6,552,000 | 13,474,000 | 20,420,000 | 27,351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,552,000 | 13,474,000 | 20,420,000 | 27,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,520,000 | 160,495,000 | 163,493,000 | 170,425,000 |
| Total capital | 174,376,000 | 172,649,000 | 175,987,000 | 183,591,000 |
| Risk-weighted assets | 948,516,000 | 970,254,000 | 997,747,000 | 1,052,083,000 |