Call reports 2015
PEOPLES BANK MT WASHINGTON — 2015
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,821,000 | 80,987,000 | 80,524,000 | 81,373,000 |
| Total loans | 56,291,000 | 53,403,000 | 55,635,000 | 56,704,000 |
| Allowance for loan losses | 1,211,000 | 1,213,000 | 729,000 | 883,000 |
| Securities available for sale | 10,198,000 | 10,691,000 | 10,620,000 | 10,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,105,000 | 71,180,000 | 70,483,000 | 71,138,000 |
| Interest-bearing deposits | 54,674,000 | 54,404,000 | 53,727,000 | 54,820,000 |
| Noninterest-bearing deposits | 16,431,000 | 16,776,000 | 16,756,000 | 16,318,000 |
| Equity capital | 9,379,000 | 9,415,000 | 9,680,000 | 9,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,622,000 | 2,422,000 | 3,393,000 |
| Interest expense | 63,000 | 122,000 | 173,000 | 218,000 |
| Net interest income | 764,000 | 1,500,000 | 2,249,000 | 3,175,000 |
| Noninterest income | 189,000 | 417,000 | 604,000 | 674,000 |
| Noninterest expense | 709,000 | 1,497,000 | 2,241,000 | 2,917,000 |
| Provision for loan losses | 0 | 0 | -400,000 | -600,000 |
| Pretax income | 244,000 | 420,000 | 1,012,000 | 1,532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 420,000 | 1,012,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,147,000 | 9,322,000 | 9,515,000 | 9,736,000 |
| Total capital | 9,919,000 | 10,071,000 | 10,244,000 | 10,513,000 |
| Risk-weighted assets | 61,332,000 | 59,489,000 | 61,544,000 | 62,074,000 |