Call reports 2014
PEOPLES BANK MT WASHINGTON — 2014
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,956,000 | 77,673,000 | 77,920,000 | 79,452,000 |
| Total loans | 50,792,000 | 55,561,000 | 57,275,000 | 59,149,000 |
| Allowance for loan losses | 1,577,000 | 1,596,000 | 1,542,000 | 1,156,000 |
| Securities available for sale | 11,674,000 | 11,298,000 | 10,831,000 | 10,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,135,000 | 68,492,000 | 68,548,000 | 69,869,000 |
| Interest-bearing deposits | 52,750,000 | 52,891,000 | 52,889,000 | 54,734,000 |
| Noninterest-bearing deposits | 16,385,000 | 15,601,000 | 15,659,000 | 15,135,000 |
| Equity capital | 8,393,000 | 8,697,000 | 8,847,000 | 9,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,546,000 | 2,370,000 | 3,228,000 |
| Interest expense | 77,000 | 149,000 | 217,000 | 284,000 |
| Net interest income | 674,000 | 1,397,000 | 2,153,000 | 2,944,000 |
| Noninterest income | 221,000 | 436,000 | 602,000 | 793,000 |
| Noninterest expense | 805,000 | 1,588,000 | 2,357,000 | 3,103,000 |
| Provision for loan losses | 22,000 | -55,000 | -55,000 | -55,000 |
| Pretax income | 68,000 | 300,000 | 453,000 | 689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 300,000 | 453,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,353,000 | 8,587,000 | 8,743,000 | 8,980,000 |
| Total capital | 9,038,000 | 9,323,000 | 9,492,000 | 9,755,000 |
| Risk-weighted assets | 53,981,000 | 58,025,000 | 59,163,000 | 61,653,000 |