Call reports 2012
PEOPLES BANK MT WASHINGTON — 2012
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,383,000 | 90,878,000 | 89,689,000 | 88,595,000 |
| Total loans | 52,034,000 | 47,712,000 | 47,560,000 | 45,444,000 |
| Allowance for loan losses | 1,923,000 | 1,837,000 | 1,998,000 | 1,625,000 |
| Securities available for sale | 12,662,000 | 12,086,000 | 18,015,000 | 16,337,000 |
| Securities held to maturity | 596,000 | 461,000 | 460,000 | 460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,521,000 | 80,820,000 | 79,820,000 | 79,293,000 |
| Interest-bearing deposits | 64,195,000 | 62,990,000 | 62,574,000 | 62,868,000 |
| Noninterest-bearing deposits | 15,326,000 | 17,830,000 | 17,246,000 | 16,425,000 |
| Equity capital | 9,037,000 | 9,163,000 | 9,022,000 | 8,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,558,000 | 2,322,000 | 3,096,000 |
| Interest expense | 197,000 | 373,000 | 526,000 | 659,000 |
| Net interest income | 601,000 | 1,185,000 | 1,796,000 | 2,437,000 |
| Noninterest income | 237,000 | 502,000 | 1,022,000 | 1,049,000 |
| Noninterest expense | 751,000 | 1,428,000 | 2,260,000 | 3,201,000 |
| Provision for loan losses | 440,000 | 540,000 | 990,000 | 1,175,000 |
| Pretax income | -353,000 | -281,000 | -432,000 | -890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -353,000 | -281,000 | -432,000 | -890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,274,000 | 8,349,000 | 8,197,000 | 7,738,000 |
| Total capital | 9,003,000 | 9,050,000 | 8,891,000 | 8,398,000 |
| Risk-weighted assets | 57,141,000 | 54,981,000 | 54,179,000 | 51,857,000 |