Call reports 2010
PEOPLES BANK MT WASHINGTON — 2010
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,143,000 | 84,198,000 | 84,210,000 | 86,281,000 |
| Total loans | 60,518,000 | 59,981,000 | 61,102,000 | 59,126,000 |
| Allowance for loan losses | 1,169,000 | 1,261,000 | 1,325,000 | 1,234,000 |
| Securities available for sale | 9,067,000 | 11,194,000 | 10,699,000 | 9,485,000 |
| Securities held to maturity | 989,000 | 989,000 | 988,000 | 987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,763,000 | 71,612,000 | 71,413,000 | 73,989,000 |
| Interest-bearing deposits | 59,665,000 | 58,197,000 | 57,615,000 | 61,017,000 |
| Noninterest-bearing deposits | 13,098,000 | 13,415,000 | 13,798,000 | 12,972,000 |
| Equity capital | 11,223,000 | 11,436,000 | 11,654,000 | 11,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,052,000 | 3,076,000 | 4,059,000 |
| Interest expense | 300,000 | 588,000 | 859,000 | 1,111,000 |
| Net interest income | 716,000 | 1,464,000 | 2,217,000 | 2,948,000 |
| Noninterest income | 270,000 | 549,000 | 1,033,000 | 1,407,000 |
| Noninterest expense | 798,000 | 1,574,000 | 2,381,000 | 3,522,000 |
| Provision for loan losses | 130,000 | 220,000 | 280,000 | 340,000 |
| Pretax income | 58,000 | 219,000 | 589,000 | 493,000 |
| Income tax | -9,000 | -9,000 | -9,000 | -9,000 |
| Net income | 67,000 | 228,000 | 598,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,857,000 | 10,945,000 | 11,113,000 | 10,912,000 |
| Total capital | 11,697,000 | 11,787,000 | 11,963,000 | 11,748,000 |
| Risk-weighted assets | 66,864,000 | 66,911,000 | 67,494,000 | 66,479,000 |