Call reports 2009
PEOPLES BANK MT WASHINGTON — 2009
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,986,000 | 83,877,000 | 85,289,000 | 85,141,000 |
| Total loans | 65,616,000 | 65,163,000 | 64,181,000 | 63,277,000 |
| Allowance for loan losses | 1,011,000 | 1,073,000 | 1,136,000 | 1,037,000 |
| Securities available for sale | 8,239,000 | 7,565,000 | 7,110,000 | 6,706,000 |
| Securities held to maturity | 992,000 | 991,000 | 990,000 | 990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,397,000 | 71,282,000 | 72,759,000 | 72,772,000 |
| Interest-bearing deposits | 58,039,000 | 58,297,000 | 59,203,000 | 59,378,000 |
| Noninterest-bearing deposits | 13,358,000 | 12,986,000 | 13,557,000 | 13,394,000 |
| Equity capital | 11,076,000 | 11,059,000 | 11,000,000 | 11,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,382,000 | 3,527,000 | 4,658,000 |
| Interest expense | 373,000 | 739,000 | 1,102,000 | 1,438,000 |
| Net interest income | 845,000 | 1,643,000 | 2,425,000 | 3,220,000 |
| Noninterest income | 458,000 | 1,017,000 | 1,312,000 | 1,610,000 |
| Noninterest expense | 783,000 | 1,619,000 | 2,496,000 | 3,307,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 330,000 |
| Pretax income | 460,000 | 921,000 | 1,061,000 | 1,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 921,000 | 1,061,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,765,000 | 10,816,000 | 10,657,000 | 10,789,000 |
| Total capital | 11,632,000 | 11,672,000 | 11,510,000 | 11,641,000 |
| Risk-weighted assets | 69,244,000 | 68,356,000 | 67,849,000 | 68,063,000 |