Call reports 2008
PEOPLES BANK MT WASHINGTON — 2008
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,542,000 | 85,586,000 | 85,091,000 | 83,758,000 |
| Total loans | 63,448,000 | 64,782,000 | 66,006,000 | 66,049,000 |
| Allowance for loan losses | 921,000 | 859,000 | 948,000 | 950,000 |
| Securities available for sale | 10,238,000 | 9,519,000 | 9,236,000 | 8,589,000 |
| Securities held to maturity | 1,375,000 | 1,374,000 | 1,093,000 | 992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,674,000 | 73,105,000 | 69,964,000 | 69,015,000 |
| Interest-bearing deposits | 61,155,000 | 59,049,000 | 56,063,000 | 56,751,000 |
| Noninterest-bearing deposits | 15,519,000 | 14,056,000 | 13,901,000 | 12,264,000 |
| Equity capital | 11,045,000 | 10,682,000 | 10,642,000 | 10,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,480,000 | 2,797,000 | 4,095,000 | 5,393,000 |
| Interest expense | 526,000 | 979,000 | 1,392,000 | 1,789,000 |
| Net interest income | 954,000 | 1,818,000 | 2,703,000 | 3,604,000 |
| Noninterest income | 301,000 | 577,000 | 765,000 | 1,004,000 |
| Noninterest expense | 762,000 | 1,538,000 | 2,360,000 | 3,217,000 |
| Provision for loan losses | 30,000 | 60,000 | 250,000 | 295,000 |
| Pretax income | 463,000 | 797,000 | 858,000 | 1,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 797,000 | 858,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,774,000 | 10,710,000 | 10,571,000 | 10,612,000 |
| Total capital | 11,639,000 | 11,569,000 | 11,455,000 | 11,486,000 |
| Risk-weighted assets | 69,178,000 | 70,415,000 | 70,621,000 | 69,871,000 |