Call reports 2007
PEOPLES BANK MT WASHINGTON — 2007
What PEOPLES BANK MT WASHINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,384,000 | 92,730,000 | 93,851,000 | 91,173,000 |
| Total loans | 73,266,000 | 72,265,000 | 70,776,000 | 69,143,000 |
| Allowance for loan losses | 1,047,000 | 1,011,000 | 998,000 | 939,000 |
| Securities available for sale | 6,321,000 | 5,945,000 | 5,710,000 | 10,438,000 |
| Securities held to maturity | 1,380,000 | 1,379,000 | 1,378,000 | 1,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,292,000 | 79,675,000 | 80,656,000 | 78,306,000 |
| Interest-bearing deposits | 60,997,000 | 62,951,000 | 64,191,000 | 63,602,000 |
| Noninterest-bearing deposits | 16,295,000 | 16,724,000 | 16,465,000 | 14,704,000 |
| Equity capital | 10,953,000 | 10,876,000 | 10,982,000 | 10,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,351,000 | 5,051,000 | 6,655,000 |
| Interest expense | 506,000 | 1,047,000 | 1,625,000 | 2,194,000 |
| Net interest income | 1,192,000 | 2,304,000 | 3,426,000 | 4,461,000 |
| Noninterest income | 286,000 | 562,000 | 836,000 | 1,179,000 |
| Noninterest expense | 830,000 | 1,701,000 | 2,622,000 | 3,512,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 618,000 | 1,105,000 | 1,550,000 | 2,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 618,000 | 1,105,000 | 1,550,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,913,000 | 10,903,000 | 10,950,000 | 10,810,000 |
| Total capital | 11,860,000 | 11,868,000 | 11,905,000 | 11,738,000 |
| Risk-weighted assets | 75,622,000 | 77,149,000 | 76,377,000 | 74,207,000 |