Call reports 2026
LOWELL FIVE CENT SAVINGS BANK, THE — 2026
What LOWELL FIVE CENT SAVINGS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,878,566,000 | 1,900,746,000 |
| Total loans | 1,478,906,000 | 1,475,964,000 |
| Allowance for loan losses | 17,587,000 | 19,593,000 |
| Securities available for sale | 198,659,000 | 208,288,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,615,472,000 | 1,635,464,000 |
| Interest-bearing deposits | 1,400,121,000 | 1,418,217,000 |
| Noninterest-bearing deposits | 215,351,000 | 217,247,000 |
| Equity capital | 230,798,000 | 234,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 24,042,000 | 49,606,000 |
| Interest expense | 8,386,000 | 17,309,000 |
| Net interest income | 15,656,000 | 32,297,000 |
| Noninterest income | 1,117,000 | 2,399,000 |
| Noninterest expense | 10,802,000 | 21,412,000 |
| Provision for loan losses | 2,037,000 | 4,010,000 |
| Pretax income | 4,216,000 | 9,657,000 |
| Income tax | 1,086,000 | 2,487,000 |
| Net income | 3,130,000 | 7,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 237,509,000 | 241,549,000 |
| Total capital | 255,741,000 | 259,537,000 |
| Risk-weighted assets | 1,458,201,000 | 1,436,581,000 |