Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,324,000 | 104,802,000 | 103,541,000 | 110,951,000 |
| Total loans | 45,831,000 | 45,625,000 | 47,403,000 | 53,469,000 |
| Allowance for loan losses | 1,048,000 | 1,048,000 | 1,050,000 | 1,033,000 |
| Securities available for sale | 51,725,000 | 49,562,000 | 47,938,000 | 47,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,139,000 | 82,433,000 | 81,450,000 | 81,755,000 |
| Interest-bearing deposits | 56,354,000 | 56,556,000 | 55,306,000 | 55,425,000 |
| Noninterest-bearing deposits | 25,785,000 | 25,877,000 | 26,144,000 | 26,330,000 |
| Equity capital | 13,233,000 | 13,676,000 | 13,838,000 | 13,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,750,000 | 2,595,000 | 3,461,000 |
| Interest expense | 88,000 | 177,000 | 264,000 | 355,000 |
| Net interest income | 798,000 | 1,573,000 | 2,331,000 | 3,106,000 |
| Noninterest income | 199,000 | 388,000 | 591,000 | 815,000 |
| Noninterest expense | 660,000 | 1,296,000 | 1,943,000 | 2,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 668,000 | 987,000 | 1,351,000 |
| Income tax | 78,000 | 154,000 | 225,000 | 309,000 |
| Net income | 261,000 | 514,000 | 762,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,333,000 | 12,586,000 | 12,834,000 | 13,114,000 |
| Total capital | 13,107,000 | 13,362,000 | 13,623,000 | 13,961,000 |
| Risk-weighted assets | 61,600,000 | 61,828,000 | 62,875,000 | 67,565,000 |