Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,551,000 | 103,027,000 | 102,890,000 | 105,369,000 |
| Total loans | 41,681,000 | 43,605,000 | 45,423,000 | 46,615,000 |
| Allowance for loan losses | 1,048,000 | 1,048,000 | 1,048,000 | 1,048,000 |
| Securities available for sale | 51,398,000 | 52,145,000 | 50,756,000 | 51,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,852,000 | 79,895,000 | 80,024,000 | 82,663,000 |
| Interest-bearing deposits | 55,043,000 | 54,983,000 | 53,787,000 | 54,193,000 |
| Noninterest-bearing deposits | 25,809,000 | 24,912,000 | 26,237,000 | 28,470,000 |
| Equity capital | 12,665,000 | 12,144,000 | 12,816,000 | 13,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,767,000 | 2,668,000 | 3,570,000 |
| Interest expense | 93,000 | 186,000 | 277,000 | 365,000 |
| Net interest income | 791,000 | 1,581,000 | 2,391,000 | 3,205,000 |
| Noninterest income | 214,000 | 431,000 | 625,000 | 824,000 |
| Noninterest expense | 676,000 | 1,304,000 | 1,920,000 | 2,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 329,000 | 708,000 | 1,097,000 | 1,502,000 |
| Income tax | 76,000 | 169,000 | 266,000 | 369,000 |
| Net income | 253,000 | 539,000 | 831,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,641,000 | 11,821,000 | 12,096,000 | 12,380,000 |
| Total capital | 12,350,000 | 12,558,000 | 12,836,000 | 13,177,000 |
| Risk-weighted assets | 56,420,000 | 58,615,000 | 58,897,000 | 63,467,000 |