Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 101,567,000 | 102,033,000 | 101,730,000 | 104,180,000 |
| Total loans | 44,037,000 | 41,756,000 | 42,320,000 | 45,116,000 |
| Allowance for loan losses | 1,021,000 | 1,040,000 | 1,041,000 | 1,045,000 |
| Securities available for sale | 48,798,000 | 52,263,000 | 52,643,000 | 52,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,698,000 | 83,278,000 | 79,411,000 | 77,951,000 |
| Interest-bearing deposits | 56,451,000 | 56,442,000 | 53,800,000 | 53,425,000 |
| Noninterest-bearing deposits | 27,247,000 | 26,836,000 | 25,611,000 | 24,526,000 |
| Equity capital | 10,531,000 | 11,258,000 | 11,591,000 | 12,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,783,000 | 2,688,000 | 3,603,000 |
| Interest expense | 99,000 | 197,000 | 291,000 | 388,000 |
| Net interest income | 802,000 | 1,586,000 | 2,397,000 | 3,215,000 |
| Noninterest income | 158,000 | 336,000 | 558,000 | 759,000 |
| Noninterest expense | 670,000 | 1,299,000 | 1,929,000 | 2,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 290,000 | 623,000 | 1,025,000 | 1,371,000 |
| Income tax | 51,000 | 122,000 | 222,000 | 302,000 |
| Net income | 239,000 | 501,000 | 803,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,124,000 | 11,384,000 | 11,633,000 | 11,895,000 |
| Total capital | 11,866,000 | 12,100,000 | 12,342,000 | 12,633,000 |
| Risk-weighted assets | 59,026,000 | 56,914,000 | 56,377,000 | 58,693,000 |