Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,831,000 | 88,266,000 | 88,657,000 | 94,549,000 |
| Total loans | 44,777,000 | 44,292,000 | 46,290,000 | 47,335,000 |
| Allowance for loan losses | 963,000 | 1,007,000 | 1,052,000 | 1,097,000 |
| Securities available for sale | 33,390,000 | 35,970,000 | 35,991,000 | 41,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,627,000 | 73,451,000 | 73,126,000 | 75,822,000 |
| Interest-bearing deposits | 51,643,000 | 52,453,000 | 53,388,000 | 53,209,000 |
| Noninterest-bearing deposits | 18,984,000 | 20,998,000 | 19,738,000 | 22,613,000 |
| Equity capital | 8,804,000 | 9,521,000 | 10,332,000 | 10,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,021,000 | 3,043,000 | 4,043,000 |
| Interest expense | 160,000 | 318,000 | 475,000 | 624,000 |
| Net interest income | 847,000 | 1,703,000 | 2,568,000 | 3,419,000 |
| Noninterest income | 104,000 | 254,000 | 425,000 | 593,000 |
| Noninterest expense | 652,000 | 1,256,000 | 1,852,000 | 2,481,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 253,000 | 610,000 | 1,025,000 | 1,399,000 |
| Income tax | 26,000 | 91,000 | 176,000 | 243,000 |
| Net income | 227,000 | 519,000 | 849,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,404,000 | 8,697,000 | 9,010,000 | 9,289,000 |
| Total capital | 9,086,000 | 9,383,000 | 9,717,000 | 10,035,000 |
| Risk-weighted assets | 54,222,000 | 54,549,000 | 56,238,000 | 59,361,000 |