Call reports 2025
REDSTONE BANK — 2025
What REDSTONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 239,111,000 | 259,185,000 | 276,195,000 | 296,211,000 |
| Total loans | 155,524,000 | 170,018,000 | 171,495,000 | 172,631,000 |
| Allowance for loan losses | 2,829,000 | 2,836,000 | 2,827,000 | 2,817,000 |
| Securities available for sale | 51,713,000 | 49,974,000 | 49,519,000 | 47,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,015,000 | 227,162,000 | 242,538,000 | 261,552,000 |
| Interest-bearing deposits | 154,909,000 | 173,654,000 | 189,076,000 | 210,179,000 |
| Noninterest-bearing deposits | 52,106,000 | 53,508,000 | 53,462,000 | 51,373,000 |
| Equity capital | 31,273,000 | 31,151,000 | 32,442,000 | 33,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,452,000 | 7,070,000 | 10,960,000 | 15,504,000 |
| Interest expense | 1,268,000 | 2,662,000 | 4,223,000 | 5,952,000 |
| Net interest income | 2,184,000 | 4,408,000 | 6,737,000 | 9,552,000 |
| Noninterest income | 108,000 | 210,000 | 329,000 | 417,000 |
| Noninterest expense | 1,834,000 | 3,794,000 | 5,763,000 | 7,698,000 |
| Provision for loan losses | -8,000 | 0 | -10,000 | -20,000 |
| Pretax income | 458,000 | 824,000 | 1,303,000 | 2,107,000 |
| Income tax | 112,000 | 203,000 | 321,000 | 517,000 |
| Net income | 346,000 | 621,000 | 982,000 | 1,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,236,000 | 30,600,000 | 31,049,000 | 31,746,000 |
| Total capital | 32,663,000 | 33,229,000 | — | — |
| Risk-weighted assets | 193,668,000 | 210,056,000 | — | — |