Call reports 2022
REDSTONE BANK — 2022
What REDSTONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 220,563,000 | 226,126,000 | 238,312,000 | 246,107,000 |
| Total loans | 119,340,000 | 131,964,000 | 141,480,000 | 158,967,000 |
| Allowance for loan losses | 1,850,000 | 1,850,000 | 1,850,000 | 1,850,000 |
| Securities available for sale | 81,448,000 | 74,300,000 | 72,743,000 | 70,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,082,000 | 188,613,000 | 191,013,000 | 188,445,000 |
| Interest-bearing deposits | 113,490,000 | 119,020,000 | 108,571,000 | 111,933,000 |
| Noninterest-bearing deposits | 67,592,000 | 69,593,000 | 82,442,000 | 76,512,000 |
| Equity capital | 28,423,000 | 25,564,000 | 26,179,000 | 27,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,800,000 | 3,986,000 | 6,571,000 | 9,340,000 |
| Interest expense | 110,000 | 267,000 | 589,000 | 1,016,000 |
| Net interest income | 1,690,000 | 3,719,000 | 5,982,000 | 8,324,000 |
| Noninterest income | 54,000 | 107,000 | 164,000 | 215,000 |
| Noninterest expense | 1,411,000 | 2,841,000 | 4,293,000 | 5,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 985,000 | 1,853,000 | 2,746,000 |
| Income tax | 49,000 | 176,000 | 357,000 | 283,000 |
| Net income | 284,000 | 809,000 | 1,496,000 | 2,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,231,000 | 24,845,000 | 25,621,000 | 26,675,000 |
| Total capital | 26,071,000 | 26,695,000 | 27,471,000 | 28,525,000 |
| Risk-weighted assets | 147,266,000 | 160,475,000 | 169,985,000 | 193,490,000 |