Call reports 2019
REDSTONE BANK — 2019
What REDSTONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 159,445,000 | 155,261,000 | 157,768,000 | 159,771,000 |
| Total loans | 102,227,000 | 110,410,000 | 109,405,000 | 105,060,000 |
| Allowance for loan losses | 1,000,000 | 1,250,000 | 1,400,000 | 1,550,000 |
| Securities available for sale | 21,525,000 | 20,859,000 | 20,041,000 | 30,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,330,000 | 128,198,000 | 128,722,000 | 127,224,000 |
| Interest-bearing deposits | 97,784,000 | 95,642,000 | 90,879,000 | 85,914,000 |
| Noninterest-bearing deposits | 34,546,000 | 32,556,000 | 37,843,000 | 41,310,000 |
| Equity capital | 25,232,000 | 25,700,000 | 26,134,000 | 26,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,558,000 | 6,846,000 | 9,097,000 |
| Interest expense | 470,000 | 951,000 | 1,394,000 | 1,818,000 |
| Net interest income | 1,691,000 | 3,607,000 | 5,452,000 | 7,279,000 |
| Noninterest income | 451,000 | 422,000 | 651,000 | 673,000 |
| Noninterest expense | 929,000 | 1,879,000 | 3,217,000 | 4,717,000 |
| Provision for loan losses | 750,000 | 1,000,000 | 1,150,000 | 1,300,000 |
| Pretax income | 463,000 | 1,150,000 | 1,736,000 | 1,935,000 |
| Income tax | 105,000 | 285,000 | 438,000 | 491,000 |
| Net income | 358,000 | 865,000 | 1,298,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,852,000 | 19,447,000 | 19,968,000 | 20,205,000 |
| Total capital | 19,852,000 | 20,697,000 | 21,343,000 | 21,515,000 |
| Risk-weighted assets | 102,331,000 | 116,858,000 | 110,011,000 | 104,566,000 |