Call reports 2018
REDSTONE BANK — 2018
What REDSTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,692,000 | 119,034,000 | 146,309,000 | 161,580,000 |
| Total loans | 93,986,000 | 102,388,000 | 95,500,000 | 90,372,000 |
| Allowance for loan losses | 1,234,000 | 1,372,000 | 1,371,000 | 250,000 |
| Securities available for sale | 1,247,000 | 1,247,000 | 998,000 | 22,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,779,000 | 103,048,000 | 129,700,000 | 135,205,000 |
| Interest-bearing deposits | 69,566,000 | 70,839,000 | 97,830,000 | 99,797,000 |
| Noninterest-bearing deposits | 33,213,000 | 32,209,000 | 31,870,000 | 35,408,000 |
| Equity capital | 14,438,000 | 15,520,000 | 16,107,000 | 24,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,788,000 | 5,841,000 | 2,027,000 |
| Interest expense | 171,000 | 363,000 | 705,000 | 454,000 |
| Net interest income | 1,620,000 | 3,425,000 | 5,136,000 | 1,573,000 |
| Noninterest income | 35,000 | 64,000 | 96,000 | -62,000 |
| Noninterest expense | 871,000 | 1,772,000 | 2,745,000 | 833,000 |
| Provision for loan losses | 122,000 | 259,000 | 259,000 | 250,000 |
| Pretax income | 662,000 | 1,458,000 | 2,228,000 | 428,000 |
| Income tax | 188,000 | 434,000 | 621,000 | 152,000 |
| Net income | 474,000 | 1,024,000 | 1,607,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,438,000 | 15,520,000 | 16,107,000 | 18,393,000 |
| Total capital | 15,570,000 | 16,705,000 | 17,318,000 | 18,643,000 |
| Risk-weighted assets | 90,434,000 | 94,575,000 | 96,750,000 | 95,442,000 |