Call reports 2017
REDSTONE BANK — 2017
What REDSTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 102,307,000 | 113,714,000 | 104,937,000 | 112,458,000 |
| Total loans | 80,027,000 | 84,297,000 | 85,535,000 | 95,717,000 |
| Allowance for loan losses | 1,203,000 | 1,240,000 | 1,260,000 | 1,364,000 |
| Securities available for sale | 1,260,000 | 1,258,000 | 1,256,000 | 1,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,139,000 | 100,556,000 | 91,211,000 | 98,292,000 |
| Interest-bearing deposits | 63,199,000 | 63,543,000 | 55,988,000 | 64,310,000 |
| Noninterest-bearing deposits | 25,940,000 | 37,013,000 | 35,223,000 | 33,982,000 |
| Equity capital | 12,669,000 | 12,903,000 | 13,329,000 | 13,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,885,000 | 4,518,000 | 6,170,000 |
| Interest expense | 139,000 | 281,000 | 421,000 | 566,000 |
| Net interest income | 1,272,000 | 2,604,000 | 4,097,000 | 5,604,000 |
| Noninterest income | 37,000 | 81,000 | 106,000 | 137,000 |
| Noninterest expense | 766,000 | 1,588,000 | 2,412,000 | 3,274,000 |
| Provision for loan losses | 0 | 130,000 | 149,000 | 253,000 |
| Pretax income | 543,000 | 967,000 | 1,642,000 | 2,214,000 |
| Income tax | 206,000 | 397,000 | 645,000 | 1,049,000 |
| Net income | 337,000 | 570,000 | 997,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,669,000 | 12,903,000 | 13,329,000 | 13,896,000 |
| Total capital | 13,649,000 | 13,959,000 | 14,373,000 | 15,036,000 |
| Risk-weighted assets | 78,159,000 | 84,297,000 | 83,268,000 | 91,026,000 |