Call reports 2026
OOSTBURG STATE BANK — 2026
What OOSTBURG STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 429,931,000 | 440,178,000 |
| Total loans | 315,592,000 | 320,904,000 |
| Allowance for loan losses | 4,130,000 | 3,934,000 |
| Securities available for sale | 84,304,000 | 87,117,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 380,755,000 | 388,370,000 |
| Interest-bearing deposits | 292,158,000 | 291,133,000 |
| Noninterest-bearing deposits | 88,597,000 | 97,237,000 |
| Equity capital | 45,314,000 | 47,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,710,000 | 11,664,000 |
| Interest expense | 1,699,000 | 3,389,000 |
| Net interest income | 4,011,000 | 8,275,000 |
| Noninterest income | 410,000 | 908,000 |
| Noninterest expense | 2,770,000 | 5,491,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,547,000 | 3,589,000 |
| Income tax | 244,000 | 579,000 |
| Net income | 1,303,000 | 3,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,643,000 | 50,350,000 |
| Total capital | 53,289,000 | 54,973,000 |
| Risk-weighted assets | 371,530,000 | 382,201,000 |