Call reports 2024
OOSTBURG STATE BANK — 2024
What OOSTBURG STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 355,556,000 | 359,268,000 | 372,735,000 | 394,124,000 |
| Total loans | 264,699,000 | 265,647,000 | 270,313,000 | 277,577,000 |
| Allowance for loan losses | 4,112,000 | 4,112,000 | 4,105,000 | 4,143,000 |
| Securities available for sale | 70,115,000 | 65,354,000 | 74,823,000 | 73,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,095,000 | 316,745,000 | 326,693,000 | 349,502,000 |
| Interest-bearing deposits | 237,472,000 | 237,164,000 | 244,989,000 | 261,834,000 |
| Noninterest-bearing deposits | 76,623,000 | 79,581,000 | 81,704,000 | 87,668,000 |
| Equity capital | 37,812,000 | 38,309,000 | 41,099,000 | 38,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,324,000 | 8,825,000 | 13,621,000 | 18,581,000 |
| Interest expense | 1,611,000 | 3,264,000 | 5,012,000 | 6,803,000 |
| Net interest income | 2,713,000 | 5,561,000 | 8,609,000 | 11,778,000 |
| Noninterest income | 365,000 | 761,000 | 1,172,000 | 1,599,000 |
| Noninterest expense | 1,951,000 | 4,117,000 | 6,183,000 | 8,931,000 |
| Provision for loan losses | -55,000 | -55,000 | -35,000 | 5,000 |
| Pretax income | 1,127,000 | 2,205,000 | 3,578,000 | 4,373,000 |
| Income tax | 199,000 | 329,000 | 550,000 | 645,000 |
| Net income | 928,000 | 1,876,000 | 3,028,000 | 3,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,560,000 | 43,508,000 | 44,660,000 | 44,160,000 |
| Total capital | 46,430,000 | 47,448,000 | 48,688,000 | 48,310,000 |
| Risk-weighted assets | 308,670,000 | 314,378,000 | 321,449,000 | 331,265,000 |