Call reports 2018
OOSTBURG STATE BANK — 2018
What OOSTBURG STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 217,674,000 | 218,187,000 | 222,484,000 | 227,403,000 |
| Total loans | 166,106,000 | 166,140,000 | 162,959,000 | 163,268,000 |
| Allowance for loan losses | 2,451,000 | 2,454,000 | 2,453,000 | 2,376,000 |
| Securities available for sale | 7,960,000 | 9,357,000 | 9,382,000 | 37,664,000 |
| Securities held to maturity | 27,481,000 | 25,708,000 | 25,682,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,196,000 | 176,772,000 | 180,304,000 | 183,941,000 |
| Interest-bearing deposits | 130,768,000 | 131,132,000 | 137,139,000 | 140,291,000 |
| Noninterest-bearing deposits | 46,428,000 | 45,640,000 | 43,165,000 | 43,650,000 |
| Equity capital | 28,773,000 | 29,434,000 | 30,161,000 | 30,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,524,000 | 6,929,000 | 9,364,000 |
| Interest expense | 312,000 | 635,000 | 994,000 | 1,389,000 |
| Net interest income | 1,901,000 | 3,889,000 | 5,935,000 | 7,975,000 |
| Noninterest income | 246,000 | 553,000 | 1,067,000 | 1,482,000 |
| Noninterest expense | 1,382,000 | 2,764,000 | 4,385,000 | 6,222,000 |
| Provision for loan losses | 0 | 0 | 0 | -637,000 |
| Pretax income | 765,000 | 1,678,000 | 2,617,000 | 3,843,000 |
| Income tax | 146,000 | 382,000 | 559,000 | 830,000 |
| Net income | 619,000 | 1,296,000 | 2,058,000 | 3,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,817,000 | 29,494,000 | 30,256,000 | 30,609,000 |
| Total capital | 31,075,000 | 31,780,000 | 32,531,000 | 32,985,000 |
| Risk-weighted assets | 180,468,000 | 182,761,000 | 181,853,000 | 193,004,000 |