Call reports 2017
OOSTBURG STATE BANK — 2017
What OOSTBURG STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 209,971,000 | 210,179,000 | 210,102,000 | 219,798,000 |
| Total loans | 152,688,000 | 155,900,000 | 157,099,000 | 168,822,000 |
| Allowance for loan losses | 3,235,000 | 2,363,000 | 2,408,000 | 2,447,000 |
| Securities available for sale | 13,358,000 | 8,626,000 | 8,514,000 | 8,088,000 |
| Securities held to maturity | 29,948,000 | 28,648,000 | 29,223,000 | 28,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,668,000 | 168,606,000 | 169,067,000 | 172,945,000 |
| Interest-bearing deposits | 133,143,000 | 128,562,000 | 128,199,000 | 130,592,000 |
| Noninterest-bearing deposits | 36,525,000 | 40,044,000 | 40,868,000 | 42,353,000 |
| Equity capital | 27,319,000 | 27,816,000 | 28,308,000 | 28,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 4,027,000 | 6,169,000 | 8,364,000 |
| Interest expense | 221,000 | 463,000 | 713,000 | 985,000 |
| Net interest income | 1,737,000 | 3,564,000 | 5,456,000 | 7,379,000 |
| Noninterest income | 282,000 | 555,000 | 815,000 | 1,103,000 |
| Noninterest expense | 1,357,000 | 2,763,000 | 4,221,000 | 5,741,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 617,000 | 1,268,000 | 1,917,000 | 2,563,000 |
| Income tax | 143,000 | 291,000 | 443,000 | 786,000 |
| Net income | 474,000 | 977,000 | 1,474,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,295,000 | 27,799,000 | 28,295,000 | 28,198,000 |
| Total capital | 29,402,000 | 29,938,000 | 30,392,000 | 30,486,000 |
| Risk-weighted assets | 167,494,000 | 170,957,000 | 167,473,000 | 182,934,000 |