Call reports 2004
OOSTBURG STATE BANK — 2004
What OOSTBURG STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 105,495,000 | 106,992,000 | 110,543,000 | 115,055,000 |
| Total loans | 65,313,000 | 66,305,000 | 70,270,000 | 73,900,000 |
| Allowance for loan losses | 1,148,000 | 1,150,000 | 1,139,000 | 1,128,000 |
| Securities available for sale | 9,754,000 | 10,727,000 | 10,189,000 | 10,558,000 |
| Securities held to maturity | 21,634,000 | 20,818,000 | 20,971,000 | 20,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,878,000 | 79,778,000 | 81,685,000 | 87,886,000 |
| Interest-bearing deposits | 66,802,000 | 65,576,000 | 67,926,000 | 70,590,000 |
| Noninterest-bearing deposits | 11,076,000 | 14,202,000 | 13,759,000 | 17,296,000 |
| Equity capital | 16,167,000 | 16,412,000 | 16,881,000 | 16,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,619,000 | 3,971,000 | 5,396,000 |
| Interest expense | 350,000 | 693,000 | 1,048,000 | 1,429,000 |
| Net interest income | 956,000 | 1,926,000 | 2,923,000 | 3,967,000 |
| Noninterest income | 221,000 | 438,000 | 578,000 | 742,000 |
| Noninterest expense | 600,000 | 1,255,000 | 1,905,000 | 2,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 577,000 | 1,109,000 | 1,596,000 | 2,004,000 |
| Income tax | 135,000 | 253,000 | 360,000 | 434,000 |
| Net income | 442,000 | 856,000 | 1,236,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,102,000 | 16,516,000 | 16,896,000 | 16,908,000 |
| Total capital | 17,078,000 | 17,426,000 | 17,925,000 | 17,957,000 |
| Risk-weighted assets | 78,137,000 | 72,526,000 | 82,213,000 | 83,823,000 |
Machine access — free, no API key
Every figure shown here about OOSTBURG STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.