Call report 2025Q4
1ST STATE BANK — 2025Q4
The 22 measures 1ST STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 480,460,000 | USD | evidence → |
| Total loans | 318,719,000 | USD | evidence → |
| Allowance for loan losses | 5,521,000 | USD | evidence → |
| Securities available for sale | 66,759,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 420,044,000 | USD | evidence → |
| Interest-bearing deposits | 246,043,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,001,000 | USD | evidence → |
| Equity capital | 56,534,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,625,000 | USD | evidence → |
| Interest expense | 6,064,000 | USD | evidence → |
| Net interest income | 18,561,000 | USD | evidence → |
| Noninterest income | 1,707,000 | USD | evidence → |
| Noninterest expense | 11,940,000 | USD | evidence → |
| Provision for loan losses | 209,000 | USD | evidence → |
| Pretax income | 8,128,000 | USD | evidence → |
| Income tax | 1,661,000 | USD | evidence → |
| Net income | 6,467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,427,000 | USD | evidence → |
| Total capital | 62,329,000 | USD | evidence → |
| Risk-weighted assets | 391,324,000 | USD | evidence → |