Call reports 2022
1ST STATE BANK — 2022
What 1ST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 469,048,000 | 460,758,000 | 483,573,000 | 479,080,000 |
| Total loans | 260,015,000 | 265,303,000 | 262,858,000 | 272,568,000 |
| Allowance for loan losses | 4,993,000 | 5,004,000 | 5,141,000 | 5,040,000 |
| Securities available for sale | 81,238,000 | 87,977,000 | 96,417,000 | 97,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,125,000 | 411,771,000 | 437,494,000 | 431,908,000 |
| Interest-bearing deposits | 218,489,000 | 211,270,000 | 218,444,000 | 220,096,000 |
| Noninterest-bearing deposits | 199,636,000 | 200,501,000 | 219,050,000 | 211,812,000 |
| Equity capital | 36,353,000 | 35,555,000 | 35,804,000 | 37,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 7,034,000 | 11,269,000 | 16,032,000 |
| Interest expense | 86,000 | 172,000 | 320,000 | 840,000 |
| Net interest income | 3,281,000 | 6,862,000 | 10,949,000 | 15,192,000 |
| Noninterest income | 541,000 | 1,045,000 | 1,613,000 | 2,053,000 |
| Noninterest expense | 2,727,000 | 5,433,000 | 8,317,000 | 11,609,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,095,000 | 2,474,000 | 4,245,000 | 5,636,000 |
| Income tax | 225,000 | 508,000 | 871,000 | 1,161,000 |
| Net income | 870,000 | 1,966,000 | 3,374,000 | 4,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,013,000 | 40,083,000 | 41,331,000 | 42,299,000 |
| Total capital | 43,023,000 | 44,332,000 | 45,625,000 | 46,689,000 |
| Risk-weighted assets | 319,822,000 | 339,194,000 | 342,649,000 | 350,522,000 |