Call reports 2019
1ST STATE BANK — 2019
What 1ST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 285,518,000 | 279,738,000 | 291,608,000 | 323,664,000 |
| Total loans | 200,955,000 | 208,671,000 | 208,918,000 | 216,012,000 |
| Allowance for loan losses | 2,961,000 | 2,734,000 | 2,934,000 | 3,162,000 |
| Securities available for sale | 5,252,000 | 3,774,000 | 2,571,000 | 2,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,825,000 | 233,100,000 | 245,178,000 | 276,753,000 |
| Interest-bearing deposits | 134,121,000 | 132,776,000 | 135,415,000 | 166,272,000 |
| Noninterest-bearing deposits | 106,704,000 | 100,324,000 | 109,763,000 | 110,481,000 |
| Equity capital | 27,175,000 | 28,085,000 | 28,852,000 | 29,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,219,000 | 6,537,000 | 9,832,000 | 13,137,000 |
| Interest expense | 390,000 | 781,000 | 1,198,000 | 1,591,000 |
| Net interest income | 2,829,000 | 5,756,000 | 8,634,000 | 11,546,000 |
| Noninterest income | 278,000 | 697,000 | 1,093,000 | 1,536,000 |
| Noninterest expense | 2,102,000 | 4,149,000 | 6,197,000 | 8,372,000 |
| Provision for loan losses | 90,000 | 195,000 | 395,000 | 995,000 |
| Pretax income | 915,000 | 2,109,000 | 3,135,000 | 3,715,000 |
| Income tax | 194,000 | 446,000 | 664,000 | 787,000 |
| Net income | 721,000 | 1,663,000 | 2,471,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,191,000 | 28,088,000 | 28,857,000 | 29,292,000 |
| Total capital | 30,152,000 | 30,822,000 | 31,791,000 | 32,454,000 |
| Risk-weighted assets | 252,379,000 | 260,785,000 | 262,364,000 | 267,201,000 |