Call reports 2018
1ST STATE BANK — 2018
What 1ST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 254,959,000 | 256,286,000 | 272,265,000 | 283,186,000 |
| Total loans | 188,355,000 | 190,347,000 | 190,328,000 | 198,660,000 |
| Allowance for loan losses | 3,017,000 | 2,502,000 | 2,594,000 | 2,865,000 |
| Securities available for sale | 6,954,000 | 6,188,000 | 6,347,000 | 5,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,323,000 | 213,489,000 | 228,912,000 | 239,145,000 |
| Interest-bearing deposits | 127,218,000 | 125,376,000 | 131,391,000 | 130,795,000 |
| Noninterest-bearing deposits | 85,105,000 | 88,113,000 | 97,521,000 | 108,350,000 |
| Equity capital | 23,412,000 | 24,450,000 | 25,971,000 | 26,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,559,000 | 5,290,000 | 8,259,000 | 11,372,000 |
| Interest expense | 172,000 | 387,000 | 646,000 | 958,000 |
| Net interest income | 2,387,000 | 4,903,000 | 7,613,000 | 10,414,000 |
| Noninterest income | 298,000 | 613,000 | 974,000 | 1,302,000 |
| Noninterest expense | 1,874,000 | 3,765,000 | 5,775,000 | 7,988,000 |
| Provision for loan losses | 60,000 | 125,000 | 210,000 | 450,000 |
| Pretax income | 751,000 | 1,626,000 | 2,602,000 | 3,278,000 |
| Income tax | 159,000 | 343,000 | 550,000 | 692,000 |
| Net income | 592,000 | 1,283,000 | 2,052,000 | 2,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,455,000 | 24,490,000 | 26,015,000 | 26,517,000 |
| Total capital | 26,228,000 | 26,992,000 | 28,609,000 | 29,382,000 |
| Risk-weighted assets | 221,619,000 | 230,576,000 | 237,912,000 | 244,645,000 |