Call reports 2017
1ST STATE BANK — 2017
What 1ST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 234,372,000 | 234,412,000 | 251,744,000 | 260,812,000 |
| Total loans | 173,424,000 | 178,152,000 | 177,799,000 | 183,087,000 |
| Allowance for loan losses | 2,683,000 | 2,720,000 | 2,847,000 | 2,946,000 |
| Securities available for sale | 11,433,000 | 10,553,000 | 9,326,000 | 7,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,682,000 | 194,595,000 | 208,412,000 | 218,154,000 |
| Interest-bearing deposits | 124,795,000 | 120,108,000 | 128,644,000 | 131,265,000 |
| Noninterest-bearing deposits | 71,887,000 | 74,487,000 | 79,768,000 | 86,889,000 |
| Equity capital | 21,536,000 | 22,101,000 | 22,644,000 | 22,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,564,000 | 7,050,000 | 9,594,000 |
| Interest expense | 136,000 | 284,000 | 437,000 | 606,000 |
| Net interest income | 2,089,000 | 4,280,000 | 6,613,000 | 8,988,000 |
| Noninterest income | 276,000 | 629,000 | 969,000 | 1,320,000 |
| Noninterest expense | 1,560,000 | 3,197,000 | 4,869,000 | 6,638,000 |
| Provision for loan losses | 75,000 | 150,000 | 265,000 | 430,000 |
| Pretax income | 730,000 | 1,562,000 | 2,448,000 | 3,229,000 |
| Income tax | 249,000 | 532,000 | 835,000 | 1,330,000 |
| Net income | 481,000 | 1,030,000 | 1,613,000 | 1,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,554,000 | 22,114,000 | 22,655,000 | 22,885,000 |
| Total capital | 24,109,000 | 24,722,000 | 25,257,000 | 25,571,000 |
| Risk-weighted assets | 204,296,000 | 208,518,000 | 207,909,000 | 214,592,000 |