Call reports 2014
1ST STATE BANK — 2014
What 1ST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 192,292,000 | 195,800,000 | 196,104,000 | 215,831,000 |
| Total loans | 141,153,000 | 147,331,000 | 145,293,000 | 145,685,000 |
| Allowance for loan losses | 2,077,000 | 2,091,000 | 2,100,000 | 2,045,000 |
| Securities available for sale | 14,640,000 | 15,009,000 | 15,863,000 | 17,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,893,000 | 163,066,000 | 165,494,000 | 186,861,000 |
| Interest-bearing deposits | 123,859,000 | 117,393,000 | 116,527,000 | 130,511,000 |
| Noninterest-bearing deposits | 36,034,000 | 45,673,000 | 48,967,000 | 56,350,000 |
| Equity capital | 19,197,000 | 19,492,000 | 19,779,000 | 19,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,851,000 | 5,856,000 | 7,881,000 |
| Interest expense | 285,000 | 565,000 | 830,000 | 1,079,000 |
| Net interest income | 1,638,000 | 3,286,000 | 5,026,000 | 6,802,000 |
| Noninterest income | 208,000 | 405,000 | 624,000 | 826,000 |
| Noninterest expense | 1,349,000 | 2,677,000 | 4,055,000 | 5,534,000 |
| Provision for loan losses | 60,000 | 130,000 | 220,000 | 310,000 |
| Pretax income | 437,000 | 884,000 | 1,379,000 | 1,788,000 |
| Income tax | 151,000 | 306,000 | 476,000 | 618,000 |
| Net income | 286,000 | 578,000 | 903,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,149,000 | 19,425,000 | 19,733,000 | 19,043,000 |
| Total capital | 21,114,000 | 21,486,000 | 21,788,000 | 21,088,000 |
| Risk-weighted assets | 157,106,000 | 164,880,000 | 164,356,000 | 163,716,000 |