Call reports 2013
1ST STATE BANK — 2013
What 1ST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 182,270,000 | 181,794,000 | 185,161,000 | 188,545,000 |
| Total loans | 135,200,000 | 138,416,000 | 141,741,000 | 142,596,000 |
| Allowance for loan losses | 2,151,000 | 2,234,000 | 2,265,000 | 2,038,000 |
| Securities available for sale | 11,829,000 | 12,316,000 | 12,848,000 | 14,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,001,000 | 144,838,000 | 149,644,000 | 155,270,000 |
| Interest-bearing deposits | 103,534,000 | 102,312,000 | 111,246,000 | 115,865,000 |
| Noninterest-bearing deposits | 40,467,000 | 42,526,000 | 38,398,000 | 39,405,000 |
| Equity capital | 18,941,000 | 19,033,000 | 19,180,000 | 18,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 3,972,000 | 6,014,000 | 8,000,000 |
| Interest expense | 355,000 | 701,000 | 1,032,000 | 1,349,000 |
| Net interest income | 1,633,000 | 3,271,000 | 4,982,000 | 6,651,000 |
| Noninterest income | 232,000 | 558,000 | 771,000 | 1,037,000 |
| Noninterest expense | 1,215,000 | 2,469,000 | 3,745,000 | 5,083,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 375,000 |
| Pretax income | 575,000 | 1,210,000 | 1,828,000 | 2,230,000 |
| Income tax | 191,000 | 404,000 | 609,000 | 749,000 |
| Net income | 384,000 | 806,000 | 1,219,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,844,000 | 18,997,000 | 19,140,000 | 18,880,000 |
| Total capital | 20,719,000 | 20,912,000 | 21,100,000 | 20,864,000 |
| Risk-weighted assets | 149,721,000 | 152,862,000 | 156,512,000 | 158,659,000 |