Call reports 2012
1ST STATE BANK — 2012
What 1ST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,914,000 | 176,560,000 | 178,765,000 | 180,163,000 |
| Total loans | 132,720,000 | 134,197,000 | 140,137,000 | 137,305,000 |
| Allowance for loan losses | 1,954,000 | 2,052,000 | 2,088,000 | 2,092,000 |
| Securities available for sale | 8,183,000 | 9,695,000 | 10,098,000 | 11,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,618,000 | 135,994,000 | 139,513,000 | 142,097,000 |
| Interest-bearing deposits | 104,918,000 | 103,753,000 | 99,107,000 | 101,829,000 |
| Noninterest-bearing deposits | 31,700,000 | 32,241,000 | 40,406,000 | 40,268,000 |
| Equity capital | 17,589,000 | 17,953,000 | 18,285,000 | 18,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,032,000 | 4,066,000 | 6,129,000 | 8,236,000 |
| Interest expense | 478,000 | 923,000 | 1,350,000 | 1,711,000 |
| Net interest income | 1,554,000 | 3,143,000 | 4,779,000 | 6,525,000 |
| Noninterest income | 231,000 | 459,000 | 717,000 | 944,000 |
| Noninterest expense | 1,178,000 | 2,354,000 | 3,663,000 | 4,979,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 435,000 |
| Pretax income | 517,000 | 1,068,000 | 1,563,000 | 2,055,000 |
| Income tax | 175,000 | 361,000 | 531,000 | 718,000 |
| Net income | 342,000 | 707,000 | 1,032,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,517,000 | 17,869,000 | 18,185,000 | 18,479,000 |
| Total capital | 19,360,000 | 19,724,000 | 20,100,000 | 20,367,000 |
| Risk-weighted assets | 147,362,000 | 148,169,000 | 153,057,000 | 150,829,000 |